General Terms of Use

Acceptance

This website (the “Site”) and all written and other materials made available through the Site and/or via the Site, including, without limitation, any illustrations, audio clips, video clips, e-books, and information via email, social media, audio, teleconference, and many photographs and images (any stock photos are permitted for use),  (collectively, the “Material”) is owned and operated by Jessica Graham of Jessica Graham Copywriting, LLC (the “Owner”, “we”, “us”). By accessing and using the Site you are indicating your acceptance to be bound by the Terms of Use, the Privacy Policy and any additional terms and conditions that may apply to specific sections of the Site or to products and services available through the Site.

 The Owner reserves the right to change these Terms of Use or to impose new conditions on the use of the Site, from time to time, in which case we will post the revised Terms of Use on this Site. By continuing to use the Site after such changes have been posted, you accept the Terms of Use, as modified.

 You must be at least 18 years of age to use the Site and Material. By accessing the Site and by agreeing to this Agreement you warrant and represent that you are at least 18 years of age.

 Intellectual Property and License for Use

This Company and all the Material available on the Site are the property of the Owner and/or its affiliates or licensors, and are protected by copyright, trademark, or other intellectual property laws.

The Site is provided for your informational, non-commercial and personal use only as authorized under these terms. You may not use the Site or the Material available on the Site in a manner that constitutes an infringement of the Owner’s rights or that has not been authorized by the Owner. More specifically, unless explicitly authorized in these Terms of Use or by the Owner, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any Material. You may, however, download, store and/or print single copies of the Material for your personal, non-commercial use, provided that you maintain all copyright and other proprietary notices.

Use of Free Downloadable Content

The Company provides various resources on this Website which users may access by providing an e-mail address. The Company grants you a limited, personal, non-exclusive, non-transferable license to use our resources provided in exchange for an email address (the “Free Content”) for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Free Content in any manner.

By downloading the Free Content, you agree that the Free Content you download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of the Company.

By downloading the Free Content, you further agree that you shall not create any derivative work based upon the Free Content and you shall not offer any competing products or services based upon any information contained in the Free Content.

 Disclaimers

The Site is provided “as is”. While the Owner endeavors to provide information that is correct, accurate, current and timely, the Owner makes no representations, warranties or covenants, express or implied, regarding the Site including, without limitation, no representation, warranty or covenant that (i) the Material will be accurate, complete, current, reliable, timely or suitable for any particular purpose; (ii) that the operation of the Site will be uninterrupted or error-free; (iii) that defects or errors on the Site or in the Material will be corrected; and (iv) that the Site will be free from viruses or harmful components.

 Consulting Disclaimer - No Advice

The information and content provided on the Site and in the Material is for general educational and informational purposes only and is not professional advice nor is it intended to be a substitute therefor.

 The use of any information provided on/from this Site is solely at your own risk. You acknowledge and agree that the presentation of information on the Site or in the Material does not establish a client/contractor relationship between you and the Owner. You further acknowledge that entry into any course made available via the Site does not establish a client/contractor relationship between you and the Owner.

 No Endorsements

Unless specifically stated, the Owner does not recommend nor endorse any specific products, procedures, opinions, or other information that appears or may be advertised on the Site. Reliance upon the information provided on the Site is solely at your own risk.

 Linking

The Site may contain links to third-party websites and/or information. These links are provided solely as a convenience to you and not as an endorsement by the Owner of any third-party website or the content thereof. Unless expressly stated, the Owner does not operate any third-party website linked to the Site and is not responsible for the content of any third-party website, nor does it make any representation, warranty or covenant of any kind regarding any third-party website including, without limitation, (i) any representation, warranty or covenant regarding the legality, accuracy, reliability, completeness, timeliness or suitability of any content on such third-party websites; (ii) any representation, warranty or covenant regarding the merchantability and/or fitness for a particular purpose of any third-party websites or material, content, software, goods, or services located at or made available through such third-party websites; or (iii) any representation, warranty or covenant that the operation of such third-party websites will be uninterrupted or error free, that defects or errors in such third-party websites will be corrected, or that such third-party websites will be free from viruses or other harmful components.

 Interactive Features

The Site may include a variety of features, such as chat rooms, bulletin boards, web logs, social media services and email services, which allow feedback to us, real-time interaction between users, and other features which allow users to communicate with others. Responsibility for what is posted on bulletin boards, web logs, chat rooms, and other public posting areas on the Site, or sent via any email services, or connected to Material from the Site, lies solely with each user and the Owner accepts no responsibility for same. The Owner does not control the messages, information or files that you or others may provide through the Site and accepts no liability for same.

 The Owner may host message boards, chats and other public forums on or made available through the Site. Any user failing to comply with the terms and conditions of this Agreement may be expelled from and refused continued access to, the message boards, chats or other public forums in the future. The Owner or its designated agents may remove or alter any user-created content at any time for any reason. Message boards, chats and other public forums are intended to serve as discussion centers for users and subscribers. Under no circumstances will the Owner be liable for any loss or damage caused by your reliance on information obtained through these forums. The opinions expressed in these forums are solely the opinions of the participants, and do not reflect the opinions of the Owner or any of its subsidiaries or affiliates.

 The Owner has no obligation whatsoever to monitor any of the content or postings on the message boards, chat rooms or other public forums on or made available through the Site. However, you acknowledge and agree that the Owner has the absolute right to monitor the same at our sole discretion. In addition, the Owner reserves the right to alter, edit, refuse to post or remove any postings or content, in whole or in part, for any reason and to disclose such materials and the circumstances surrounding their transmission to any third-party in order to satisfy any applicable law, regulation, legal process or governmental request and to protect ourselves, our clients, sponsors, users and visitors.

Registration

To access certain features of the Site, we may ask you to provide certain demographic information including your gender, year of birth, postal/zip code and country. In addition, if you elect to sign-up for a particular feature of the Site you may also be asked to register with us on the form provided and such registration may require you to provide personally identifiable information such as your name and email address. You agree to provide true, accurate, current and complete information about yourself as prompted by the Site’s registration form. If we have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof). Our use of any personally identifiable information you provide to us as part of the registration process is governed by the terms of our Privacy Policy.

No Guarantee of Results

In purchasing any services or products, or subscribing to any aspect of the Site, the Owner does not give any assurance or warranty as to any particular results or success relating to the information contained on the site or in the program Material.

 Furthermore, your success depends entirely on your own effort, motivation, commitment and follow-through and individual circumstances beyond the control and/or knowledge of the Company. The Owner does not predict and or guarantee that you will attain a particular result, and you accept and understand that results differ for each individual. The Owner makes no promises or warranties concerning your likelihood of success, performance, future earnings, business profits, marketing performance, customer growth or results of any kind. You understand that with any business endeavor there is an inherent risk, including a loss of capital and loss of customers and therefore you assume all responsibility for any such risk. 

 Any earnings or income statements or examples shown through the Owner’s website and marketing are only examples of what might be possible now or in the future. The Owner cannot assure any specific financial outcome and is not responsible for your earnings, the success or failure of your personal or business decisions, the increase or decrease of your finances or income level, or any other result of any kind that you may have as a result of information presented to you through our website, services, or products.

The Owner presents testimonials and photos from past clients and customers as examples of potential success only. They are not intended to represent or guarantee that current or future clients will achieve the same or similar results; rather, these testimonials represent what is possible for illustrative purposes only. 

You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by others – whether clients of the Company or otherwise – applying the principles set out in this Website are no guarantee that you or any other person or entity will be able to obtain similar results.

Payment & Fees

Upon purchase of any services or products, you agree to pay to the Owner the full purchase amount for said offer, regardless of what payment option you select at checkout.

If you select a payment plan option, you agree to pay all fees pursuant to the payment schedule outlined at checkout and selected by yourself. You authorize the Owner to charge the payment method used at checkout to complete all payments pursuant to the payment plan you selected at checkout, and the Owner does not require separate authorization for each payment.

If any payments fail, you agree to remedy the situation immediately (ie. update your payment information, provide a new credit card, and/or make all past-due payments within 5 business days) or else you will be subject to $50 late fee for every 7 days your payment is past due. Late payments may also result in may result in termination of the aforementioned product or service and collection of remaining payments.

You shall not threaten or make any chargebacks to the Owner’s account or cancel the credit card that is provided as security without the Owner’s prior written consent. You shall pay for any fees associated with recouping payment, including but not limited to, collections fees and attorneys’ fees. In the event of a chargeback, Company reserves the right to report the incident to credit reporting agencies as a delinquent account.

Refund Policy

Due to the nature of the Products and Services provided and the extensive time and effort that goes into the services and products, there are no refunds. Any refunds are subject to the sole discretion of the Company.

Limitation of Liability

In no event shall the Owner, its officers, directors, employees, agents, licensors, and their respective successors and assigns be liable for damages of any kind, including, without limitation, any direct, special, indirect, punitive, incidental or consequential damages including, without limitation, any loss or damages in the nature of, or relating to, lost business, medical injury, personal injury, wrongful death, improper diagnosis, inaccurate information, improper treatment or any other loss incurred in connection with your use, misuse or reliance upon the Site or the Material, regardless of the cause and whether arising in contract, tort, or otherwise. The foregoing limitation shall apply even if the Owner knew or ought to have known of the possibility of such damages.

The Owner also expressly disclaims any and all liability for the acts, omissions and conduct of any third-party user of the Site or Material, or any advertiser or sponsor of the Site. Under no circumstances shall the Owner, its officers, directors, employees, associates, agents, licensors and their respective successors and assigns, be liable for any injury, loss, damage (including direct, special, indirect, punitive, incidental or consequential damages), or expense arising in any manner whatsoever from (i) the acts, omissions or conduct of any third-party; and (ii) any access, use, reliance upon or inability to use any materials, content, goods or services located at, or made available at, any website linked to or from the Material, regardless of the cause and whether arising in contract, tort, or otherwise. The foregoing limitation shall apply even if the

Owner knew or ought to have known of the possibility of such damages.

Indemnification

You agree to indemnify and hold the Owner and its affiliates, directors, officers, employees, agents, suppliers and licensors, as applicable, harmless from and against any liabilities, losses, damages or costs, including legal fees and expenses on a solicitor client basis, incurred in connection with or arising from any third party allegations, claims, actions, disputes, or demands asserted against any of them as a result of or relating to your use of the Site and Material or your breach of any obligation, warranty, representation or covenant set forth in these Terms of Use, to the full extent permitted by applicable law.

No Joint Venture or Other Relationship

You agree that no joint venture, partnership, employment, or agency relationship exists between you and the Company as a result of this agreement or use of the Website. The Company’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of the Company’s right to comply with governmental, court, and law enforcement requests or requirements relating to your use of the Website or information provided to or gathered by the Company with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Security/Confidentiality

You acknowledge that any information sent or received over the Internet is generally not

secure. You acknowledge and agree that the Owner cannot guarantee the security or

confidentiality of any communication with you in regards to the Material.

No Refunds

By purchasing the Material in any form from the Owner, you understand and agree that all sales are final and no refunds will be provided.

Termination

The Owner may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of the Site affected by such cancellation or termination. The restrictions imposed on you with respect to the Material downloaded from the Site, and the disclaimers and limitations of liabilities set forth in these Terms of Use, shall survive.

 Governing Law and Jurisdiction

You agree and hereby submit to the exclusive and preferential jurisdiction of the courts of the country of Liechtenstein with respect to all matters relating to your access and use of the Site as well as any dispute that may arise therefrom and that the applicable law shall be the law of the country of Liechtenstein.

International Users

The Service is controlled, operated and administered by the Company from our offices within the country of Liechtenstein. If you access the Service from a location outside Liechtenstein, you are responsible for compliance with all local laws. You agree that you will not use the Company Content accessed through the Website in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Arbitration

You hereby expressly waive any and all claims you may have, now or in the future, arising out of or relating to this Website, the Company, any and all contracts you enter into with the Company, and any and all of the Company’s products and services.

To the extent that you attempt to assert any such claim, you hereby expressly agree to present such claim only through binding arbitration to occur in Liechtenstein. You further agree to and do hereby waive any right to class arbitration and agree, instead, to conduct an arbitration related solely to any individual claims you and/or any entity related to you asserts against the Company. To the fullest extent permissible by law, you further agree that you shall be responsible for all costs associated with initiating the arbitration and for the administration of the arbitration.

Waiver

Any consent by the Owner to, or waiver of, a breach of this Agreement, which you have committed, whether express or implied, shall not constitute a consent to, or waiver of any other, different or subsequent breach.

Severability

The invalidity or unenforceability of any provision of this Agreement or any covenant contained herein shall not affect the validity or enforceability of any other provision or covenant contained herein and any such invalid provision or covenant shall be deemed severable from the rest of this Agreement.

Entire Agreement

Unless otherwise specified herein, this agreement, along with the Privacy Policy and Disclaimer, constitutes the entire agreement between the user and the Company with respect to the Website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and the Company with respect to the Website. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Effective as of February, 2023. Last updated February 7, 2023.